Re: Credit card horror
A week or two ago we discovered quite by accident that we had overdraft protection applied to one of our checking accounts at our small local bank in upstate New York with only a handful of branches where we live. I contacted the bank and learned that two checks (one small, the other fairly substantial) had been written against that account by some nonexistent company in Des Moines, Iowa to some nonexistent person and signed by a rubber-stamped signature that no one had any idea who it was.
The manager I was speaking with immediately recognized that this was fraud, arranged for all the charges to be reversed (including the charge for overdraft protection, of course), and as a legal formality sent me a form that I must sign and get notarized (on Monday) saying that I know nothing about it. But the zinger was when he explained to me that he pulled copies of the two checks and THEY WERE PREPRINTED WITH THE BANK'S ROUTING NUMBER AND OUR CHECKING ACCOUNT NUMBER!!! Talk about 'how can this happen?' Pretty sobering thought....
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