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Old 10-29-2015, 01:48 PM
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Originally Posted by looneycat View Post
actually it is accurate as there are plenty of doctors in and around TV who are not part of vhc. they were all dropped by UHC if they were not part of the villages health care system. I certainly don't expect the villages health care system to take care of me, I take care of me and my medical choices. personally I have the aarp/uhc supplement. an advantage plan is out of the question as I have occasional hospital visits that would be financially crippling if I were on an advantage plan.
If I may give some advice----re-read the advantage plans thru UHC and look at the plan details, use the link thru TV Health page.

If I'm reading correctly, plan 1 has an out of pocket max of $4500 with 0 premium, and plan 2 has a max of $1900 with an $85/mo. premium= $1020/year
Assuming you will be paying about $178/ mo. UHC supp. and $51/ mo. part D in 2016, that's $229x12= $2748/yr.
So, with plan 1, your exposure would be $1752/ year.
If you know you will exceed $2748 in out of pocket costs, then with plan 2 you'll have $1020 in premium and a max of $1900, = $2920, or exposure over your current cost of $172/yr. The prescription co-pays look identical in the advantage and supp. plans.

If I'm reading it right......