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Thread: The Villages Health Care Program
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Old 10-30-2015, 07:38 AM
outlaw outlaw is offline
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Quote:
Originally Posted by golfing eagles View Post
If I may give some advice----re-read the advantage plans thru UHC and look at the plan details, use the link thru TV Health page.

If I'm reading correctly, plan 1 has an out of pocket max of $4500 with 0 premium, and plan 2 has a max of $1900 with an $85/mo. premium= $1020/year
Assuming you will be paying about $178/ mo. UHC supp. and $51/ mo. part D in 2016, that's $229x12= $2748/yr.
So, with plan 1, your exposure would be $1752/ year.
If you know you will exceed $2748 in out of pocket costs, then with plan 2 you'll have $1020 in premium and a max of $1900, = $2920, or exposure over your current cost of $172/yr. The prescription co-pays look identical in the advantage and supp. plans.

If I'm reading it right......
Based on discussions with a UHC rep, I believe you still have to pay for your medicare part b, which is $105 per person. So that would add another $1260 per year.