Originally Posted by Guest

That's the problem, it's been depleted because it is a bad investment. Even if it makes 3%, which may not be accurate, it doesn't do any good if congress borrows from it. I do realize that right now, we have the baby boomers retiring and siphoning off a more than is coming in. Let's be honest, the whole process is very similar to a Ponzi scheme.

Instead of stating the obvious, that Social Security is threatening to derail, someone needs to take the idea seriously and come up with viable solutions. Privatizing part of it sounds feasible. But, only/ONLY if it is continuously audited. I don't buy the idea that the stock market could fail and ruin it. It would actually shore up the stock market with a steady flow of revenue. I am not saying that all of it should be privatized, but it wouldn't hurt to allow the option of having part of your money go to the Thrift Savings plan of something similar. There are a lot of benefits of this idea.