Social Security is practically a ponzi scheme and is almost at the end of it's viable lifespan. When SS goes bankrupt, the gov has the option of cutting our benefits or even terminating them. Instead of talking and defending SS as the great lifesaver and how good it is, someone needs to figure out how to save it. I keep hearing people say how it would/could, should fail if it was privatized. Well, we know for sure that it is going to fail in the near future, so something will have to be done to preserve it. If it takes allowing folks to make decisions for themselves by allowing them a chance to choose from several funds, such as is with the Thrift Savings Plan (just an example) then what would that hurt? Allowing they to invest a portion of their payroll taxes in that manner would not hurt. It would be better than being taxes knowing that they would never see that money again.

Democrats are always giving us grief about having an alternative to Obamacare, but won't shut up long enough to hear us. It's the same now. We come up with a plan and all you hear them say is how nothing we say will work. Well, we know that SS will not work as the plan goes right now.

Even other countries with SS type taxing for gov pensions, are now going bankrupt. The countries that Bernie and Hilary are bragging about are in deep trouble, especially with all the refugee/immigration problems.

The only reason that congress won't approve of privatizing SS is that they won't be able to borrow from it. They won't have any control on the money.

Ideas are out there on how to repair SS, and one of them is to privatize a portion of it. The way I look at it is that everyone complains about it coming to an end, but no one wants to try anything new. It's time for the Dems or congress in general to either put up (an idea) or shut up. It's going to be too late to scream about someone doing something AFTER SS runs out of money. Even the best, most optimistic predictions have it bankrupt within twenty years. That's right around the corner.

It's not about "we got ours so who cares" because some of us will live long enough to see it disappear.