Originally Posted by Guest

I would replace Medicare with something else, too. Medicare is a disgrace. I would say that the majority of Americans do not know much about Medicare.

Briefly, you pay for Medicare all your working life through payroll taxes. Once you reach 65 you can use Medicare A and have the option of signing up for Medicare B,C and/or D. If you decline Medicare B, you receive hardly any benefit from Medicare A other than hospitalization. No prescriptions, no doctor visits, etc. You have to sign up for Medicare B at about $105 a month (each) or pay for a supplement plan. If you have any other insurance, that insurance forces Medicare to pay first and then they will pay the excess not paid for, IF they cover that service.

So basically, you pay all your working life for Medicare A which provides only hospitalization. After age 65, you will likely need a heck of a lot more than just hospitalization.

Yes, I do have a very good private insurance plan and don't need Medicare. I hope I can keep my insurance, even though the premiums have gone way up since Obama and the benefits have been reduced.

Obama stole almost three quarters of a trillion bucks from Medicare for Obamacare. I am interested in knowing where all that extra Medicare money came from that could easily be taken from an ailing gov plan.

In my opinion, not having studied the Medicare details, the insurance companies that we pay monthly premiums for, could take up the slack by paying first and then medicare could supplement what it does provide. In other words, for those of us that are paying full premiums for insurance, our insurance would continue to provide full service and medicare could focus on those that don't have a private insurance plan. Just seems like it would save more money that could be used in the system for those that don't have insurance. Like I said, I don't know the details of how these things work, but I do know that the gov messes up anything they get involved in and this is just one of them. Look at all the money that gets collected from you for over 35 years to go into Medicare. If the president thinks that we have so much extra that it can be taken and used for those that don't pay into a system, then why does medicare provide so little service for those that are retired?

If Carson has a plan to get rid of Medicare in favor of something better, then I am willing to listen. Unlike the liberals that believe ONLY they have the answers. They claim to be progressive but want to live in yesteryear with old fashioned socialist gov controlled services for everyone including illegal aliens.