[Boomer]

Thank you all for answering my question. Everything was helpful. - the links and the personal experience, too.

It is good to know that if Mr. Boomer decides to take them up on this thing, it won't cost us down the road. (We have been getting way too good at slacking anyway.)

btw Handieman, thanks for being the voice of experience. I did a little math in my head and -- Wow! From your picture it looks like all that work is really agreeing with you. You sure don't look like you are going to run out of steam anytime soon. Keep on keepin' on.

Boomer