[TrudyM]

The biggest problem I see is those friends of mine who are divorced now are at the whims of their exs. If a person suspends then the spouse or ex spouse can not collect. So if you are currently divorced and the claiming of social security was not specified (and why under the old law would it have been) in your decree and your spouse suspends their benefits you can't collect. So as I read it, if the ex has not already suspended and will not do so within the next 180 days.(they would have to be 66 by then) and they later suspend the ex can not collect their 1/2 benefits until that person starts collecting so maybe never. So if they did not amass good benefits under their own work history they are out of luck. For young people who have time to plan no big deal. For women who stayed home with the kids and had their husband bail on them in their 50's they are up the creek without a paddle.