We were in the same situation as we retired with Cobra which will stop soon. I urge you to call Andrea Oster with Florida Blue. 352-242-6800. She guided us through the AFC process and picked the best plan for us. We will be paying considerably less, with $0 deductible, and $2,000 max out of pocket per person. It's better insurance than what we had on Cobra.
I have sent you a PM.
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