[nanci2539]

Get the title insurance. I owned a home in Mass that I sold after living there for 25 years. My home was built on someone else's land. It was a mess. The owner died; the widow threatened to tear my house down because it was on her land and we ended up selling it to the original builder for $80K. And it was worth five times that amount.
It was a five year court battle that was not in my favor. The only saving grace is I had title insurance and the insurance company paid me the policy but it didn't take care of the problem. The home was still built on another person's land. It became quite nasty.

All the insurance does is compensate you for damages if something like this happens. Yes, they should have done a proper survey of the land before they gave me the insurance but they didn't. Back then, land was sold over coffee and paperwork was on the back of a matchstick cover.

So, you never know, just like I didn't know!