That looks like a very grey area from the minimal research I did on the Internet just now. The golf course was here at the same time as the house so you would think that the home owner assumes the liability by buying on the golf course. But, I can see an argument of the home owner's side too that the person who hit the golf ball should be the one responsible for his or her actions.

Think all you will get out of this post is a lot of very vague answers unless there are some kind of documents you sign about liability when you go on the golf course or in the deed for the house about the perils of errant golf balls.

You may want to check out this Golf Forum -- http://www.golflink.com/golf-forums/...TID=6011&TPN=3