Several people have commented that it doesn't matter who is liable, that the golfer should pay. That's a nice concept, but as many find out in law, there's a world of difference between what should be and what is. The Lynhaven web site quotes a lawyer who cites trespass claiming the golfer is legally liable. Others have cited a variety of sources showing no "legal" responsibility for the golfer. After reading all the posts, I don't know where the liability lies. :dontknow: One lawyer says one thing, but somebody had to finish at the bottom of the class, so who knows. And as we know, just because a law is interpreted one way in Arizona or California doesn't mean it applies Florida.
It's kinda like driving a roundabout. Yes, everyone should drive carefully and everyone should yield to avoid an accident, but there is a legal position on who has the right-of-way. Just because we don't know it or ignore it doesn't mean it doesn't exist. Re liability for an errant golf ball, there is a legal position. Just because it's the ethical thing to do (in our opinion) doesn't mean it's the legal thing. If you have a home in the danger zone
you'd best have a valid legal ruling when considering insurance.