[2BNTV]

I also believe insurance is a necessary evil.

Being from the northeast where severe weather doesn't happen too often except for snow and some ice storms. I can say that one initially gets afraid when they hear stories of sinkholes, thunderstorms, etc. It has been a subject on TOTV many times and has affected only a few people out of thousands. To me, sinkholes are a very rare occurrance, IMHO. I was shaken to my boots after arriving and hearing of a house that burned down after a thunderstorm.

After awhile, you become immuned to it, as all areas of the country have their weather related problems. I would say the lifestyle here greatly out weighs the very small risk of getting a sinkhole. One should be somewhat concerned but hearing all of the war stories, will not help you. I wouldn't let something like that be the deciding factor but that's me.