The problem with the scenario presented here and in a previous thread is that
1) no one knows how the glass was broken 2) if it was from a rock being thrown and the home is not landscaped with rock than no one knows how the rock entered the yard. and 3) the degree of care created by law and imposed on contractors.
Its like a rock thrown into a car windshield by a truck. Was the rock thrown from the truck kicked up off the pavement? Who in this case is liable? The truck, the road maintenance workers...how about the driver of the car who may have been following too closely and ...but for the fact that s/he maintained a safe clear distance the accident (stone hitting windshield ) would have never happened...we could go on but to what avail?????
Homeowners and contractor liability policies often have good will coverage to deal with such circumstances .
P.S. a serious injury resulting from any of the potential examples would create a whole other set of scenario's
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