[gfmucci]

Be wary of the advice put forth for retirement by that program. *These 10 steps for a successful retirement are proposed and not all of them make sense for most people... *

1. Confirm your social security and Medicare benefits

2. Set a detailed, realistic, written "Retirement Plan"

3. Save more – and save automatically

4. Invest in disability and life insurance

5. Get all the professional help you can

6. Broadly diversify your investments

7. Buy annuities for retirement income

8. Buy "medigap" insurance

9. Buy long-term health care insurance

10. Don't count on home equity as your sole source of retirement income

Long term health care insurance, life insurance, and annuities are certainly not for everyone...maybe not even for most of us. *They are nice, but could make many of us insurance poor. *

Why would such an "objective sounding" program offer this advice? *Oh, yes, it is sponsored by Mass Mutual Insurance. ;D *Conflict of interest? *Self serving. *Oh yeah.

There will be some good information provided amidst much suspect, self-serving information. *It is for the discerning to pick out the true from the false.

Bottom line: looking through the material, it appears to be more of an infomercial for Mass Mutual than an objective report.