Have UHC thru AARP and willing to pay and can go anywhere by my choice. Not as defined by an Advantage program.
Those that refer to the Advantage programs may not be so happy if and when they are really ill and want choices of care.
It is NOT a slam dunk if in the future your health changes and one wants to go from an Advantage program to a Supplement program. Underwriters get involved!
BOTTOM LINE: Choose wisely based on your health now and your spouses . Don't just look at premiums cost. Look forward as you age.......where and what and who do you want to handle your health needs?
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