Talk of The Villages Florida - View Single Post - Credit Card Air Miles
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Old 01-07-2016, 08:50 PM
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Quote:
Originally Posted by villagetinker View Post
The best credit card I have seen is 2% back, that is 2 cents on every dollar spent. It looks like the "miles" cards equate to 1% back. I use a cashback card, and spend the money how I want.
This "hobby" can get a little more complicated (and more profitable) than just that.

Let's say that I want to buy a cell phone through the Microsoft store online with my 2% cashback credit card.

Scenario #1... I go to Microsoft online and buy the phone. I get 2% cash back from my credit card.

Scenario #2... I belong to the American Airlines (AA) frequent flier program. I logon and go through the AAdvantage shopping portal to Microsoft and buy the phone. I get 2% cash back from my credit card and I also get 3 "miles" per dollar spent credited to my AAdvantage account.

Scenario #3... I belong to topcashback.com. I logon and go through their shopping portal to Microsoft and buy the phone. I get 2% cash back from my credit card and I also get 5% cash back credited to my topcashback.com account.

The scenarios above are based on current information from cashbackmonitor.com.