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Originally Posted by rexxfan
I am in a similar situation. What is it exactly about the UHC Medicare Advantage plan that is so unattractive to so many? I've read the plan description and it seems reasonable to me, but I admit to having limited experience in this area as I am fortunate to be in excellent health and rarely need to see a doctor (so far, anyway).
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Bob C
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You have to compare your individual plans. In my case I have PPO not HMO. I do not pay monthly health insurance premiums and my Medicare Part B is reimbursed for me and my spouse. No deductibles, no co-insurance, $10 doctor visit co-pay, coverage when travelling...to name a few differences and that is why United Health is not for me. Your case may be different. The issue here is that United Health and Villages Health are moving to a closed insurance provider system. Right now new patients and Medicare patients have to be with United Health. Others are grandfathered but who knows for how long - United Health needs a certain % of patients to be with them (with Villages Health) in order for them to make money.