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Originally Posted by goodtimesintv
Good advice.
I would add, don't torture yourselves and your seller with an out of state bank. The market here in TV is totally different (healthier) than the rest of Florida as a whole, and local lenders here know TV is not "condos" with all the worries and added restrictions about condos' HOA's having underfunded reserves, too many units vacant, and with too few owners living in them (as opposed to a majority being rental units).
There are LOTS of misconceptions about TV in that regard. It is about 99% single-family homes on their own lot, owned by the homeowner.
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My mortgage is with Wells Fargo Mortgage, Minneapolis. No issues. They called the closing company, understood the rules and got it done in less than 30 days. All depends on the bank and the people you deal with. Communicate.