Quote:
Originally Posted by billethkid
Just trying to understand the big swing in premiums presented in the thread with no details to compare.
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btk: Normally the largest charge is for collision. Its wise in my view to carry collision on a car or cart until the value is such that you can self insure and can drop the coverage. . Premium may also be affected if you carry all of your coverages with the same insurance carrier. Its also wise to carry an umbrella policy which are in most cases reasonable. chances of this policy coming into play are low but given this litigious society and plaintiff attorneys who would be honored to handle people's claims its a smart move.