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Originally Posted by Sable99
I will have to look into the text notifications. Great idea!
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We do this with both our Visa and Amex cards. If you're signed up to view your account online, you can set up an alert for any amount at all. I choose to receive an alert any time the card is used, no matter the amount. Sometimes scammers will charge a small amount to see if it will go through.
I once caught a $2000 fraudulent charge posted to "pending charges" and was able to have the fraud department call the store it came from and cancel the charge without having to cancel our card, as we were going out of town and needed the card. (Of course I kept a careful eye on the card charges.)