It is always funny to hear about "palm rats". I have actually seen people point to a squirrel and start screaming about a palm rat.
The bearded palms are meant to have the dead fronds kept on the tree. No one is going to be injured by a falling palm frond.
Just learn about the wildlife in The Villages that are natural to the area, use common sense, and you will hopefully enjoy living here. Lots of birds, reptiles, and animals you do not see "up North". One of my favorites are the monkey-faced squirrels.
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