I turned 65 before 1/1/16 (by a few years) and they said I wasn't grandfathered in because it was before Dr. Steepy joined their healthcare system or something like that. I don't know. I also have BC/BS as a supplement through my husband's job; however, if I decline that coverage, I can NEVER get it back. The drug portion is very good so I can't give it up. They wouldn't even refer me to anyone because she didn't have a list. Ugh!
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The Villages (Polo Ridge; Piedmont), Toms River, Brick, Spring Lake Heights, NJ and Bronx, NY
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