Thanks Boomer,
Funny story. Chase held our mortgage many years ago. I was unhappy with their servicing in that they consistently paid our property taxes late which incurred fees which were then paid out of our escrow. (Our house is on 1 tax lot and our 4 garages on another tax lot). I spent so much time on this issue that at one point DH said – do your realize the late fees are so small that it simply is not worth the time and emotion you are putting into it. I finally, albeit reluctantly, relented.
When we refinanced I chose Staten Island because as a small local bank, they promised that I would be able to pay my own property taxes but I had to wait until after we closed and then I could submit a form. Ha – fake out. Right after our 2nd mortgage payment we received notice from them (and from Chase) that our mortgage had been assigned and that future payments should be directed to Chase. Sigh. Sometimes, as the song says, you just got to let it go, let it go.
Now, many years later we find Staten Island Bank has long been gone – taken over by SI Bank Corporation then absorbed into Santander. Our lawyer has been in touch with Chase’s local counsel to research and get it rectified. I would have preferred to handle it myself since, unlike our lawyer, I’m a bulldog on issues like this and would work 24/7 until it is resolved. I’m also not above threatening, begging, using the senior citizen trump card and calling television consumer advocates. But it’s out of my hands. We are at the tail end of this ongoing madness and I’m optimistic that a closing date will be scheduled soon.
We got great news this morning – our tenant is closing on Tuesday on his house so if all goes according to plan, he should be out next week.
The bar idea sounds great – hmm Margarita or Apple Martini? Maybe a neat Jack Daniels. Another thing to look forward to in TV!
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