You asked for the true cost of living and $1066/month won't cut it. These are rough numbers and will need to be adjusted for size of house, lot and lifestyle.
Amenities, Water, Trash $240
Taxes $150
Lawn Mowing $30
Lawn Chemicals $50
Termite Protection $10
Gas $40
Electric $110
Cable, internet $170
Car Insurance $65
Golf Cart Ins $10
$875
Add to that, food, entertainment, medical, home repairs, auto repairs, clothing, fuel for car, and you're probably looking at between $2500 and $3000. I spend more than that but it depends on how you live.
I'm sure others will add things I missed.
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