I also delayed on the upgrade on my W7 PC for several months, then I went ahead. The good news, the upgrade went very smoothly, I have my OLD desktop, all of my favorites, and most of my software continued to work. Had to reinstall may scanner software, and had to get their tech support to make the upgrade work. Also, W10 DOES NOT HAVE DVD support built in. Since I had the premium version of W7, my downloaded version had a DVD player, which is JUNK. I am looking for another one.
I agree there is a learning curve, but with the help button, I have found everything I need, including the old DOS command line!! (which I still use occasionally).
OP, IMHO, get a new PC with W10, and go to one of the computer clubs, get the basics, and you will be good to go.
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Pennsylvania, for 60+ years, most recently, Allentown, now TV. 
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