[villagetinker]

You should also contact SHINE, as they will give you an impartial review of the health care system. Search this site for the word SHINE, and you will get the contact info. I have posted it several times, but do not have it in front of me.

Now to answer your specific question: If you are in GOOD health, you will LOVE the villages Health and the associated ADVANTAGE plan. If you are in POOR health, and need several specialists you may be somewhat disenchanted with Villages Health. My wife had to change doctors, as the ones she had would not accept the "advantage" plan, and we got tired of extended lead times for appointments with the "advantage" plan, especially for specialists. We finally decided, to go with a traditional supplemental plan, which allows us to go to any doctor that accepts Medicare.
You are wise to ask the questions, please contact SHINE, and listen to others that will reply to you post, so you can make an informed decision.