So did you go through with your contract knowing all of what you mentioned in your post? Since the subject of sinkholes has been discussed at length on this forum many of us have already weighed the pros and cons of purchasing in Florida.
When I lived in Ohio before I moved here I knew we were at risk for sinkholes and hurricanes. You take your chances, but there are risks all over the country of one kind or another, so it's pretty much a crap shoot. When we bought our home sinkhole coverage was available on most new builds. You might check with a couple of other agencies besides the Villages Insurance. They don't write homeowners insurance for ALL Florida companies. I suggest checking for one with AAA, and maybe even Allstate. They write for several Florida companies as well.
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