Before 2011 Home Insurance covered a lot more of sink hole damage and so every crack and inperfection was turned in to insurance and in many cases the damage had nothing to do with ground collapse. Insurance was being scammed and incorrectly used and as a result the law changed for the whole State of Florida.
Florida Sinkhole Laws, Statutes, Remediation :: Major Changes Made to Existing Sinkhole Statutes
The Villages is in a zone that has more sinkholes, but Sumter County is seventh in number of sinkholes in Florida.
Before you move here it is wise to know that we have more lightning strikes than any other area of the country in central Florida. There are other dangers too that are tied into living here. More sun exposure makes Melanoma a greater possibility. However, in The Villages, few unplanned pregnancies occur.
On the coast, Hurricane insurance is very high. People are terrified of dying in a natural event, but there is little we can do to avoid them. They are everywhere. I like this place better than the San Andreas fault. We get to choose where we live but there is DANGER EVERYWHERE FROM SOMETHING.
Here in The Villages we seem to have a history of one or two bad sinkholes every year affecting someone's home but I can only remember one being condemned in the nine years we have lived here. Anybody disagree?