Talk of The Villages Florida - View Single Post - Should we buy Title Insurance for our new house in Hadley?
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Old 05-04-2008, 01:21 AM
Paul T Paul T is offline
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Default Re: Should we buy Title Insurance for our new house in Hadley?

When you say “The Bank has their Title Insurance” does that mean you paid a fee at closing that covered their Title Insurance but did not include you the owner? Let me guess, - you paid over two grand for the banks Title Insurance and then were offered the same for another $1200. What in the world would that $1200 really be for other than the typing cost to add your names to the banks name on the insurance documentation? Did the Loan disclosure documents indicate a fee for Title Insurance but leave out the fact that it was only for the bank? If so, is that a demonstration of best business practices? And, if so, would you recommend such an institution to a friend or family member considering a mortgage?