Talk of The Villages Florida - View Single Post - Should we buy Title Insurance for our new house in Hadley?
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Old 05-04-2008, 11:39 AM
Lil Dancer Lil Dancer is offline
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Default Re: Should we buy Title Insurance for our new house in Hadley?

Exactly. Whether you pay cash or not, you are assuming all risks. I guess it depends on how much you judge the risks to be, as to whether or not you get the insurance. We've owned many properties over the years, and we've never once(knock on wood) encountered any title problems, nor have we ever met a single person that had a title problem that required the use of their insurance. Doesn't mean that it will never happen, obviously, but we felt the risk in our case is extremely small. We also felt the Villages probably did a good job of vetting the original titles when they purchased land. I understand that most people want there to be zero risk, so I respect that.