Go discuss this with SHINE (Serving Health Insurance Needs Of Elders). The service is free and they will offer you expert advice. See Page 29 of the Receration News supplement to the Thursday issues of The Villages Daily Sun for more information on SHINE and when/where you can meet with them.
As an aside, having Medicare as Primary and Tricare For Life as Secondary Insurance gives you the "Cadillac" of health insurance. I would never do anything to disrupt that service.
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