Thank you. Living on a golf course is certainly a version of Risk vs. Benefit......or, at least, Aggravation vs. Benefit.
Another possibility being looked into does not prevent breakage but could provide backup......figuratively as well as literally.........
Films for the inside of windows have come a long way since the dark days......
3M has a series called Prestige. The Prestige 70 is not quite, but nearly clear and is designed to help protect against sun damage to home furnishings while letting in light and not being so noticeable as first generation films were. Decorators sometimes suggest this to help protect an investment in furniture, rugs, and art in homes with lots of natural light. This 3M film has lots of advantages.
3M also has a series called Ultra Prestige which is marketed as a security film while still letting in light and doing sun damage protection, too.
What 3M Ultra Prestige film is supposed to do is to keep the broken glass from flying into the house. The window can still break but the risk from impact is lessened.
Installing this security film could buy time to discover the break if the owner is not at home and it could offer some protection from the effects of weather before the window can be repaired.
3M film comes through dealers but it is best to look at the 3M site which has in-depth information and is more than a sales-piece.
So anyway, installing 3M security film as a backup could help. It sounds like it might lessen the risk of being knocked out while sitting at your desk, having morning coffee and hanging out on the computer.

Will see. Still in the homework stages.
And, btw, I do not work for 3M, but I figure 3M has been in this business forever and the company has brought window film development a long way.
Boomer