Biker1 - Booting your computer is important for everyone. SSD is not just speed, it is stability. How many folks in TV do you suppose drop their laptop off of their lap? I have shot systems off of my car seat - both with HDD and SSD...SSD, I keep working. HDD I go to recover my data more often than not.
In your scenario, why not just use bare minimums everywhere? That said, hang out at BestBuy or some of the other computer stores and see what they are "selling"...more than often the total is well into $1200+ for a Windows based systems, with far less "Speed" than my example from CDW. (selling on "Smoke and Fears"). The memory also helps for the MANY who use their systems for NetFlix and VideoPhone (from there ISP's here are a nightmare).
As you know, we are only as strong as our weakest link. Most often, the weakest link is the consumer.
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