I bought my cart 5 years ago this August from The Villages. I went with the Ultimate Bench (photo below) which was $1495 at that time, looks like it's still the same price. I see they offer cheaper versions without a center armrest but I really like the armrest for my right arm. I had to drive a car once without a center armrest on a long trip and my right shoulder hurt the whole time. So when I ordered the cart that was the main reason for going with the Ultimate and it is a nice feature when driving the golf cart as well. Also I felt the Luxury Bench was more comfortable than the Luxury Bucket and the more expensive Supreme Sport Bucket, even though were great looking, I found they were not comfortable.
Same as then as now, there is only a $100 savings by buying direct from Ultimate even with the free shipping. You would have the cloth seats to resell if you were to add the seats yourself later. I think if I were looking now, I would go with the El Tigre Sportster High Back Third Arm. They look very similar to what I have, they're made locally in Ocala and they're cheaper at $1,055.
El Tigre Sportster High Back Third Arm