[TomW]

Title Insurance, as I understand it, is insurance against errors and defects in a title search. The title search is normally done by professionals but occasionally an error is made as in the case mentioned in a earlier post. The search is supposed to turn up any claims against the property including (and especially) ownership claims. I would think that the insurance would cover any problem arising from a defective title but apparently the amount exceeded the policy limit or the insurance was for something else other than defects in the title.