A slow gradual elimination. Sure, less than $20,000 a year of income, you get it all, then what 1% for every thousand above that? The average check is $1,295, or $15,540 a year. 1% off would be just $155. would save a few billion a year. 10% off if you make $30,000. 20% off at $40,000...etc. At $120,000 a year in other income, you get nothing from SS. All but the REALLY wealthy would feel they're getting something at least. When you're making $70,000 a year retired, almost $6,000 a month, are you going to miss $1000 a month? Not too badly.

Get rid of the fraud and you'll save a lot. Have a 1-800 fraud number that will take complaints seriously. So we don't see the well coifed and manicured lady buying t-bones, coke, and ben and jerrys, whipping out foodstamps, then hopping into her escalade to drive off to her condo.