[Avista]

We,ve used both--Medicare Supplemental Plan F and the Villages Advantage Plan. We are comparitively healthy. The supplemental plan was quite expensive for us vs what we received. Mine was about $110 per month plus pharmacy which ran about $50/ month (Don't remember exact amounts). Added to,this we had to pay a copay each month for each of our meds. It was expensive, but had no medical bills.

This year we are on The Villages Advantage Plan. Have paid nothing. Plus not even a copay for meds. There is a $25 copay for visiting specialists. We're pleased with this plan. Specialists seem top notch and Villages Health Centers are great.

We've been pleased, but everyone must make their own decision.

We visited the Medicare Store in Sumpter and found there are two different Advantage Plans. Might be best to,pay them a visit before you decide either way.

We do not use dental part of their plan. Vision worked out great. Dr Orr at Walmart on 466 did a good eye exam with my husband and we were able to get glasses there.