If one has an ongoing medical condition that requires continuing doctor care with the strong possibility of being hospitalized, original medicare with the supplemental plans is a better choice.
If one is relatively healthy, the Advantage plans may work better for you.
As one person said before, if one goes several years without a major episode, the OOP maximum will have been saved, by choosing an Advantage plan. The "advantage" plans do cover a lot of preventive procedures.
Another factor is peace of mind. Some people always want that peace of mind and are willing to pay for it with getting original medicare and a supplemental plan and not worrying about ever seeing a bill.
I personally haven't had an hospitalization in seven years so far, I have been lucky and I am ahead with less medical expenditures. At some point in the future, I may switch, if I feel that, hospitalizations may occur.
It's a personal decision one has to make, as we all don't know if we are going to get sick.
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"It doesn't cost "nuttin", to be nice".  MOM
I just want to do the right thing! Uncle Joe, (my hero).
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