Quote:
Originally Posted by rjn5656
What types of insurance would you recommed for someone who purchases a handgun for home protection or concealment.
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Lots of practice.
That gets the "humor" out of the way.
1. Obtain a Florida Concealed Weapons License. Go to the website of the Florida Department of Agriculture (yes, Agriculture) for the forms.
Florida Concealed Weapon License Application Information - Florida Department of Agriculture and Consumer Services
2. Look at various Concealed Weapons insurance companies and see what meets your needs in terms of coverage and cost.
I have U.S. Law Shield, based in Texas but with good coverage in Florida. They have a nationwide network of attorneys that can represent you in case of a "use" of a legal firearm. "Use" can include merely pointing it at someone as well as firing it.
They also provide a card for your wallet with a phone number to reach an attorney 24/7 in case of an incident, along with a sentence to say to the police until you can consult with the attorney.
There are other similar programs out there.
https://www.uslawshield.com/
3. Your Homeowner's Insurance almost certainly doesn't cover the theft of firearms without an extra cost rider.
You might want to go to the NRA web site and look into firearms theft insurance. It would be good if you were to join the NRA to help them fight for your continued right to keep and bear arms. It's cheap. I've been a LIfe Member for over a half a century.
Firearms Insurance Protection for You, Your Family & Your Firearms
4. If you are not completely familiar and comfortable handling firearms, get some instruction. I've never been to The Villages gun club, so cannot recommend them, but I suspect they are a great resource.
5. Practice shooting.
Best wishes,
Carl in Tampa