We chose Plan F high deductible. The premiums are low and the coverage is there after the deductible. It's $2,180. You have to pay for the plan B deductible, which is around $166., than 20% of of plan B costs up to the deductible. Most years you will save money, if you have a really bad year it will cost you $2180.
The cost is not the biggest reason I went with original Medicare and a supplement. With Advantage plans the insurance company makes the final decision on what is Medically Necessary, not your doctor.
If you go with the Advantage plan and you remain healthy you're going to save some money. The problem is we can't predict the future.
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