Quote:
Originally Posted by rubicon
yep, your right Uninsured motorist means you are insuring yourself against others liability because they were irresponsible and refused to carry liability insurance. Under-insured the other guy at fault only carries $100,000 liability but the resulting injuries/damage are in excess of his $100,000 so your policy comes into play.
I am a believer in insurance and I am a believer in the fact that I hope I never have to use any of it
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I agree. Less expensive to carry insurance than pay for attorneys or sign over your assets. I have the same coverage on my carts as my cars plus the umbrella. You have to know that if something happens with injury you will be sued.