Uninsured/Underinsured motorist also covers for pain and suffering and death. You should also make sure you purchase Guest Passenger liabilty in addition to bodily injury to others.
Average golf cart polcy is around $100.00 year. Check this potential claim out.
You pick up your neighbor and head to the square for lunch. You and your neighbor are talking and for a split second you look up and there is some debris on golf cart path. You quickly try to avoid and hit a curve. Your passenger is thrown from cart and hits the pavement and is injured badly. Your carry $250,000 per person up to $500,000 per accident limits. Payout for injuries is $250,000.
Not even takng into account any other damages, premiums are low for coverage you receive.
As for what type coverage lmits one should carry...if your agent does not discuss what your exposure is and offer sufficient lmits to protect your assets then they are not doing their job
Last edited by GatorFan; 05-26-2016 at 10:33 PM.
Reason: Spelling
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