Both drivers are at fault, imo. Who drives past a tunnel, not able to see if a cart is approaching the tunnel exit, and doesn't slow down? It seems commonsense to me that at any intersection where all drivers cannot see the other potential traffic clearly, both should slow to a crawl before continuing. When I pass through these intersections, I always slow down to where I could make an emergency stop within a few feet. It's called "defensive driving".
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