Lounging around casually in shorts & tee-shirt, have your SMALL Ruger 380 LCP or S&W 380 bodyguard (gut guns) in your front pocket. Although aesthetically appealing, stay away from the Taurus PT-22's and the PT-25's with the tilt up barrels. I had to return more of these firearms to the manufacturer from the thousands of guns I sold over many years, until we finally quit stocking them. Going out to crime ridden Orlando for the day, wear long pants with a MEDIUM size Glock 42 or S&W Sheild on your ankle or inside your jeans pocket. Going up north and wearing a jacket, holster up your LARGE frame Glock 22 or a Springfield XD-40 or any quality large frame auto your comfortable with for that matter. Going out into snake infested woods, be sure to bring along your Taurus judge loaded with 410 gauge ammo. Also good for the two legged types that might slither into your home at night through a window.
As you can see it's hard to own just one pistol to fit all occasions and attire. I think the largest gun you can conceal comfortably and which you are the most accurate and comfortable shooting is your best choice because your overall accuracy improves with a longer barrel in regard to distance. Problem might be if you get used to alternating between several firearms located on different parts of your body, you might forget which one is where and reach for your car keys instead during a deadly encounter!
Everyone is different but my comfort level is with the semi-autos WITHOUT external safeties. I don't want to have to remember if I left my safety on or off or possibly forget the location of the safety and/or fumble for the safety as each precious second counts during a potential life and death situation. If you do prefer the safety be sure to practice many times over your guns safety and fire functions on the range so that the functionality of your gun becomes natural if you are ever forced to use it during a lethal encounter.
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