Quote:
Originally Posted by rjm1cc
I agree with not buying insurance for losses you can cover. So you can afford to pay the towing bill but do you know who to call at 1:am when you breakdown in CA or PA? It is insurance for finding reliable help, not the cost of paying for the help once you find it.
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Exactly!
Just having someone to call, who has a network and can find someone to help you (possibly in the middle of nowhere), is well worth the cost all by itself in my opinion.