Thomas Insurance (ask for Kate) and AAA have never stopped writing the additional sinkhole coverage. But the location of the home does matter depending on how many actual sinkholes have been in the neighborhood. The developer's insurance will probably never be interested in writing it for a preowned considering they want to sell you a new home. There are plenty of insurance companies that will cover a house that has a roof over 15 years old! That is also another one of the things that certain companies try to push you into a new house or take the roof risk off of them! Most of them will require an inspection for the additional sinkhole coverage. If you can get the additional sinkhole coverage you will be very happy if you need it!
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