Many of the posts I have read here and on other threads regarding the changes at The Villages Health Care imply that the UHC Advantage plan has a very small "in network" group of physicians. That is entirely wrong. The "in Network" group is very large and offers docs throughout Florida. Specialists are covered in every county in Florida and the Advantage plan offers "passport" coverage which covers you in 47 states.
There will be changes with any insurance plan every year. But we have found the UHC Advantage plan to be excellent for our needs which have included Cancer treatment and will soon be covering a total Knee replacement, both with top doctors in their specialty.
It is true that U.of F./Shands is not covered nor is Mayo. But we have found our top choice of specialists were indeed covered by our policy.
Do your homework. Ask all the questions and don't panic. If you have excellent insurance that you want to keep rather than change to UHC Advantage, you will have good options. Remember Florida is all about senior citizens. Most of the health care providers in Florida take some form of Medicare and many of those take several different insurance plans. There is no shortage of health care providers in this area. You should be able to find the care you need regardless of your insurance plan.
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