Many people have supplemental coverage, partially subsidized by their former employer, in addition to traditional medicare. They will be extremely reluctant to give up that coverage for the United Healthcare plan. I sat down with a United Healthcare representative earlier this summer and went over their plan compared to my bc/bs supplemental plan. The agent admitted my current plan is superior, especially to coverage outside their coverage area. In our case we spend several months a year out of TV and would only have limited coverage. Also under what I presently have there is no restriction on where I can go for care if the need arises. As we get older, that is a hard option to give up.
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