[2BNTV]

This is my understanding.

For healthy people Medical Advantage plans are best for you.

For those who have recurring conditions and may need to be hospitalized, original Medicare with a supplement is best for you. It also gives you a wider range of doctors one can seek, for their medical needs.

Sunday's DS had an article explaining the VHS favors UHC Medical Avantage plans as the doctors can spend 1/2 hours per patient than original Medicare, as that plan is geared for a doctor to spend 10 minutes, per patient. The article also says one receives more coverage for a MA plan for what one pays. If one has OM plus a supplement, they would be spending about $3600 per year. If one has an MA plan, one pays $1260 per year. With an OOP max of $4600. They indicated one could save money and still receive excellent care as the average patient may spend $800 past the $1260 per year.

One has to pick the plan that best needs their needs. For some people OM with a supplement provides peace of mind.

As they say on the cops and robbers shows, "follow the money". It's all about the money. Personally, I am disappointed that one can't switch to OM with a supplement and stay within TV Health network. I personally think they are making a mistake.